It is never too early to begin your financial education and that of your children.  By the time I was 26, I had an $80,000 credit limit with an 803 credit score, and I had never made more than $14,000 a year up to that point in time. I am proof that anyone can achieve the trust of financial lenders without having a high paying job or a fat savings account. Financial responsibility is all that is needed.
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